Top 10 PSU Bank SSL Certificate Survey by HTTPS.IN

It’s the 21^st century and the pace at which internet users has grown in is just humongous. There are approximately 900+ e-commerce websites active in India. This number goes on increasing every day.

About 70% of India’s internet users make an online transaction on these websites. You can’t even estimate the number of transactions done per day. These transactions are not online limited to online shopping.

People send money to their friends/family through different types of online services, whether it is wallets, UPI, NEFT, IMPS, Net Banking, etc. not have you ever wondered about the safety while doing such online transactions. Especially these transactions increased post demonetization.

Have you ever been through a situation where you make an online payment and the transaction fails but the money still gets debited from our account? You obviously panic, though the money is refunded in next 24 hrs.

But still, you have that panic in your mind that your money might be lost!!

Now imagine if your login credentials are compromised by the hackers and your bank account gets hacked. You can obviously imagine this horrible sight.

Then the question is how are this much amount of transactions safe? Obviously, they are! They are secured via a secure tunnel that is established between your browser and the server.

This secure connection is established using an SSL Certificate. All your online transactions are secured by these SSL Certificates which restrict hackers from compromising your credentials.

But do you know which SSL brand is securing your transactions? Well, that varies from websites to websites. Here we, i.e. HTTPS.IN has carried out a survey on Top 10 PSU banks SSL certificates.

Go through the article as we show you which SSL Certificate are been used by Top PSU Banks.

Below are the top 10 PSU banks in India.

1. State Bank of India (SBI)
2. Bank of Baroda (BOB)
3. IDBI Bank
4. Punjab National Bank (PNB)
5. Central Bank of India (CBI)
6. Canara Bank
7. Bank of India (BOI)
8. Indian Bank
9. Union Bank of India
10. Vijaya Bank

Key takeaway:

As per the research, 60% of the banks have used the EV SSL certificates as their preferred choice of SSL to secure their website.

Bank SSL Certificate Survey

1. State Bank of India

URL:- https://www.sbi.co.in/

SSL Type: – OV Wildcard SSL Certificate

Brand: – Symantec

SBI uses the DigiCert organization validated wildcard SSL certificate. In this type of SSL certificate, the validation is completed only if your organization is registered.

Like in case of SBI if you view the organization name in the SSL certificate then it will display “O= State Bank of India”

And they have subdomains that they want to secure; hence they are using a wildcard SSL. A wildcard SSL secures unlimited subdomains. They use Symantec brand SSL, it was earlier the best CA which was later taken over by Digicert.

2. Bank of Baroda (BOB)

URL: – https://www.bankofbaroda.com/

SSL Type: – OV SSL Certificate

SSL Brand: – Digicert

Recently Digicert has taken over the SSL and PKI portfolio of Symantec and has a market share of 17.60%. Bank of Baroda uses DigiCert OV SSL Certificate, as we saw in the case of SBI they were also using an OV Wildcard SSL since they have subdomains secured with the same SSL, and in the case of BOB they use only a single domain OV SSL cert.

Try our SSL Certificate Comparision Tool

3. IDBI Bank

URL:- https://www.idbi.com/index.asp

SSL Type:- EV

SSL Brand:- Entrust

IDBI bank uses an EV SSL certificate which displays the organization name in the address bar in the green, just like in the below image.

Just like the organization validated certificate even an Extended validated certificate requires a high-level validation process. They are using Entrust brand SSL which also one of the leading certifying authorities in the world. They are also using a single-domain SSL certificate.

4. Punjab National Bank

URL:- https://www.pnbindia.in/

SSL Type:- EV

SSL Brand:- Symantec

As seen in the above image PNB uses a single domain EV SSL certificate from Symantec. As discussed above Symantec has already been taken over by Digicert, they are yet to reissue their certificate with Digicert roots. They are already using the highest validated certificate which is an EV SSL which creates more trust in the customers.

5. Central Bank of India

URL:- https://www.centralbank.net.in

SSL Type:- EV

SSL Brand:- Symantec

Central Bank of India is again one of the prominent PSU banks in India. They use the DigiCert EV SSL certificate. Just like PNB, they are yet to reissue their certificate with Digicert roots.

6. Bank Name:- Canara Bank

URL:- https://www.canarabank.in/

SSL Type:- EV

SSL Brand:- GlobalSign

Canara Bank uses one of the worlds leading SSL providers i.e GlobalSign. The search engine giant itself uses GlobalSign roots, please refer to the below image for your reference.

Canara bank uses GlobalSign Extended validated certificate, and we can easily see the registered organization name from the below image.

7. Bank of India

URL: – https://www.bankofindia.co.in

SSL Type: – OV

SSL Brand: – Entrust

Bank of India uses Entrust Organization validated certificate for making its website secured. Entrust is a growing brand and has a market share of 0.29%, as per datanyze currently 12907 websites are using Entrust brand SSL Certificates.

8. Indian Bank

URL: – https://www.indianbank.net.in

SSL Type: – EV

SSL Brand: – Digicert

As discussed earlier, Digicert is the new giant after Taking over Symantec in SSL certificate business. If you surf to the main domain of Indian Bank i.e. http://www.indianbank.in/

You will see that there is no SSL installed here, instead, they have installed SSL on the page where they are offering Internet Banking.

9. Union Bank of India

URL: – https://www.unionbankofindia.co.in/

SSL Type: – EV

SSL Brand: – GlobalSign

Union Bank of India uses Extended Validated Certificate from GlobalSign. As discussed earlier GlobalSign is one of the leading CA’s. Google and Youtube are some of the big internet giants who are using GlobalSign SSL Certificates.

10. Vijaya Bank

URL: – https://www.vijayabank.com/

SSL Type: – OV

SSL Brand: – GlobalSign

Vijaya Bank is on our list of Top 10 PSU banks SSL Survey in India. As seen in the below image they are using GlobalSign Organization Validated Certificate.

Vijaya Bank secures its subdomains with the same SSL Certificate, therefore it uses a Wildcard SSL.

Conclusion

As per our survey, All the banks are either using an Extended Validated SSL or an Organization Validated SSL to secure the online transactions. Also as per RBI guidelines, it is mentioned any online transaction process should be secured with an extended validated SSL. We totally agree with it as both OV and EV help us get the highest level of security.

Best SSL Certificate for Bank Website

Below is the list of the Bank SSL Certificate for securing the banking transactions from being hacked.